Detached House for sale at 42 Union Street, St. Catharines, Ontario, L2S 2R2 - Western Hill - MLS: X12819174

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42 Union Street

St. Catharines, Ontario, L2S 2R2 - Western Hill

$589,900

Virtual Tour

Neighbourhood

Western Hill
Major Intersection

Rykert-Union

Listed Since: 27 day(s)
Last update: today

Virtual Tour

Overview

Property Type

Detached, 1 1/2 Storey
Bedrooms

3
Bathrooms

1
Basement

Part Bsmt + Unfinished
Kitchen

1
Total Parking

2
Lot Size

38.48x155.24 (Feet)
Taxes

$2,875.30 (2025)
Type

Freehold

Property Description

Property description for 42 Union Street, St. Catharines

Approved shovel-ready triplex development opportunity in St. Catharines! Calling all investors, builders, and savvy buyers. This is a rare chance to begin construction immediately with an approved triplex permit already in hand, avoiding months of planning delays and significant soft costs. Plans are completed for approximately 3,900-4,000 sqft of total build, designed as three self-contained residential units featuring efficient layouts, multiple washrooms, and modern exterior elevations tailored for strong rental appeal. Ideal for investors seeking long-term hold cash flow, a BRRRR strategy, or builders looking for a ready-to-go project with approvals secured and equally attractive for a buyer looking to live in one unit and rent the other two for supplemental income. Situated in a desirable neighbourhood close to schools, Montessori and childcare centres, parks, public transit, shopping, and everyday amenities, with convenient access to downtown St. Catharines, Brock University, the Pen Centre, and major routes. A turnkey multi-unit opportunity in a growing rental market. Approved architectural plans and building permit are available. Plans are provided for reference only.

Listed by THE CANADIAN HOME REALTY INC.

Property details

MLS #

X12819174
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

51-99
Pool

None
Drive

Private
Garage

None
Total Parking

2
Family Room

Y
Den

Y
Exterior

Stone
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

MLS #

X12819174
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

51-99
Pool

None
Drive

Private
Garage

None
Total Parking

2
Family Room

Y
Den

Y
Exterior

Stone
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

Kitchen

3.17 x 3.66 ft Main level
Living

3.66 x 5.18 ft Main level
Br

2.13 x 3.66 ft 2nd level
Br

3.66 x 3.66 ft 2nd level
Br

2.44 x 3.35 ft Main level

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Property History

Property history for 42 Union Street, St. Catharines

This property has been sold 2 times before. Create your free account to explore sold prices, detailed property history, and more insider data.

Local Real Estate Price Trends for Detached in Western Hill

Active listings

Average Selling Price of a Detached

February 2026

$495,400

Last 3 Months

$462,689

Last 12 Months

$446,698

February 2025

$520,500

Last 3 Months LY

$605,167

Last 12 Months LY

$520,358

Change

-5%

Change

-24%

Change

-14%

How many days Detached takes to sell (DOM)

February 2026

Last 3 Months

Last 12 Months

February 2025

Last 3 Months LY

Last 12 Months LY

Change

455%

Change

237%

Change

23%

Average Selling price

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Down Payment (%)

Closing Cost Calculator

This data is for informational purposes only.

Closing Cost Total for this property

Total Cash flow for purchasing this property

Purchase Price

First time home buyer

Down Payment($)

Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.